What CargoPay Actually Does
Two core functions: Verify your business. Enable secure, structured payments across every lane.
Function #1: Verification
What This Means:
We verify your company once β registration, licences, insurance, and identity. You become a verified member of the CargoPay network. Every business partner sees your verified status instantly, eliminating the need for repeated due diligence.
Why This Matters:
- Save Time: Eliminate 4-hour verification calls with every new business partner
- Win More Business: Verified status attracts more partners β members report 3x more load opportunities
- Build Reputation: Your verified status proves legitimacy across the European freight network
- Save Money: β¬200 saved per new business relationship on verification overhead
Why Verification Benefits Everyone
For All Users: Get verified once, build instant trust with every business partner. No more repeating the same KYC process with every new counterparty.
For Partners: Work only with verified companies. Skip verification calls. Save time and reduce fake carrier fraud risk.
Function #2: Secure Payments
What This Means:
Carriers: Create payment requests and send them to shippers,
brokers, or manufacturers. Get paid after delivery confirmation.
Shippers/Brokers: Receive and settle payment requests from verified
carriers. Send payment requests to your own customers.
All payments processed securely via Stripe Connect with PCI DSS Level 1 compliance.
Payment Workflows (You Choose):
- Immediate Payment: 100% settlement after service completion β maximum security
- Authorisation Payment: Funds reserved before service, captured on delivery β balanced approach
- Deposit & Balance: Staged payment β deposit upfront, balance at milestones β cash flow optimisation
Secure Payments for Every Role
Service Providers: Get paid faster. Funds secured before you roll. No more 60-day payment terms.
Service Buyers: Pay only after delivery confirmation. Authorise payments upfront for guaranteed commitment. Full audit trail and transparency.
Security & Compliance Features
Enterprise-grade protection built into every transaction. You don't need to configure it β it's always on.
Fraud Detection
Multi-layer behavioural analytics and velocity checks catch bad actors automatically
Risk Scoring
Every payment scored for risk in real time before settlement
GDPR Compliant
Your data protected by EU law with full data subject rights
VAT Handled
Cross-border VAT treatment and reverse-charge mechanism managed automatically
How Much Does It Cost?
Simple. Transparent. No hidden fees. Pay once to join, then per transaction.
For Carriers
One-time setup fee
+1.0% per transaction
For Shippers/Brokers
One-time setup fee
+1.5% per transaction
Join the Verified Network
Building trust between carriers, shippers, brokers, and manufacturers across 27 EU member states
For Carriers
Being verified means partners trust you immediately. Send professional payment requests. Get paid faster. Win 3x more load opportunities on every lane.
Register as CarrierFor Shippers/Brokers
Work only with verified carriers. Send payment requests to customers. Skip 4-hour verification calls. Save β¬200 per relationship. Zero fake carrier fraud risk.
Register as Shipper/Broker