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How CargoPay Works

Simple and Secure Payment Request Process for Logistics

Fast

Payment requests in minutes

Secure

Stripe-powered processing

Efficient

24-48 hour settlement

Simple 4-Step Payment Request Process

From registration to payment settlement, all on one integrated platform

1

Register Your Business

Create your account in minutes with business verification

  • Quick online registration
  • VIES VAT validation for EU companies
  • Google Places address verification
  • Verification required before using features
Verification process: Complete verification is required before sending payment requests. This ensures a trusted network of legitimate businesses.
2

Create Payment Request

Build professional payment requests with flexible options

Request Details:
  • Service description and references
  • Payment amount and currency (EUR, GBP, CHF)
  • Customer details (Shipper or Consignee)
  • Due date and payment terms
Choose Payment Method:
Full Capture
Immediate
Authorize & Capture
7-day window
Deposit & Balance
Split payment
3

Send and Track

Share secure payment link and monitor status in real-time

Send Request:
  • Secure payment link generated automatically
  • Share via email or messaging
  • Customer pays with card or digital wallet
  • 3D Secure protection for all cards
Track Status:
DRAFT PENDING AUTHORIZED CAPTURED

Real-time status updates with automatic notifications

4

Get Paid

Receive payment and automatic B2B invoice

Payment
  • 24-48 hour settlement
  • Automatic fraud protection
  • Payment reminders sent
  • Real-time status tracking
Invoice
  • Auto-generated B2B invoice
  • VAT details included
  • Reverse-charge notation
  • PDF download available

Payment Methods Explained

Choose the right payment method for your business needs

Full Capture

Immediate payment capture upon authorization.

Best For:
  • Established business relationships
  • Immediate service delivery
  • Simple transactions
Process:
  1. Customer authorizes payment
  2. Funds captured immediately
  3. Invoice generated
  4. Settlement in 24-48h
Authorize & Capture

Reserve funds for 7 days, capture after delivery.

Best For:
  • New business relationships
  • High-value shipments
  • Delivery confirmation required
Process:
  1. Customer authorizes (funds held)
  2. 7-day authorization window
  3. You capture after delivery
  4. Partial capture available
Deposit & Balance

Split payment with deposit upfront, balance after delivery.

Best For:
  • Cash flow management
  • Covering transport costs
  • Long-distance shipments
Process:
  1. Deposit captured upfront (e.g., 30%)
  2. Balance authorized
  3. Balance captured after delivery
  4. Off-session capture available

Built-In Security Features

Every payment request is protected by multiple security layers

Fraud Detection

Stripe Radar with real-time risk scoring (0-100)

Device Fingerprint

Unique device identification and tracking

Behavioral Analytics

Transaction patterns and activity monitoring

Rate Limiting

Per-action limits to prevent abuse

PCI DSS Level 1 compliant through Stripe Connect

EU Compliance Built-In

Automatic compliance with European regulations

VAT Validation
  • Real-time VIES integration
  • Automatic EU VAT number verification
  • Cross-border tax treatment for 27 EU countries
  • EU Directive 2006/112/EC compliant
Reverse-Charge
  • Automatic reverse-charge for B2B cross-border
  • Proper invoice notation
  • VAT handling for intra-EU transactions
  • B2B invoice generation

Ready to Get Started?

Join carriers and shippers using CargoPay for professional payment requests

Register as Carrier Register as Shipper

Free registration - No setup costs - 24-48h payment processing