Immediate Payment

The most secure payment workflow available. Full payment settled before the shipment starts. There is zero financial uncertainty from the moment you accept the load.

The Core Concept

Payment First. Shipment Second.

Immediate Payment means the transaction is completed before the shipment starts.

In an industry where standard payment terms range from 15 to 45 days after delivery, and delays beyond 60 days are common, Immediate Payment represents a fundamental shift in how carriers and brokers manage financial exposure.

The Reality of European Freight Fraud

Criminal networks now use AI-generated credentials, forged documents, and deepfake identities to impersonate legitimate carriers. Immediate Payment provides an additional layer of protection that goes beyond trust.

When to Use Immediate Payment

Select this workflow when the financial stakes are too high to operate on trust alone.

New Customers

No established payment history. Trust must be built from a position of financial protection, not assumption.

High-Value Shipments

When financial exposure exceeds your comfortable risk threshold, prepayment is the logical, professional choice.

High-Risk Markets

Certain routes and regions present elevated fraud or non-payment risk. Immediate Payment neutralizes that risk at the source.

International Counterparties

Cross-border transactions introduce additional complexity. Immediate Payment simplifies this by removing payment uncertainty from the equation.

How Immediate Payment Works

Five steps from request to shipment execution.

Create the payment request

Link it to the specific shipment and select Immediate Payment as the workflow. Include all shipment details, amounts, and party information.
Send the request by email

The request is delivered securely to your customer's email address, creating a documented record of the transaction.
Customer completes payment

Using their preferred method, credit/debit cards, digital wallets, or BNPL services like Klarna. You receive cleared funds before committing assets.
Funds settle and confirmation received

You receive payment confirmation within minutes. The transaction is documented and auditable by both parties.
Shipment proceeds

The load moves with zero financial uncertainty. You operate knowing the transaction is complete.

Accepted Payment Methods

Your customer chooses the method that works for them. You receive cleared funds.

Credit & Debit Cards

Visa, Mastercard, American Express. Widely accepted, instantly processed.

Digital Wallets

Apple Pay, Google Pay, and other supported digital wallet solutions.

Buy Now Pay Later

Klarna and other BNPL providers. Increases payment likelihood for your customer without increasing your risk.

Real Scenario

First-Time Cross-Border Load: €15,000+

A Polish carrier accepts a load from a German broker operating internationally for the first time. Shipment value exceeds €15,000.

Instead of relying on post-delivery payment and hoping the invoice will be honoured within 30–60 days, the carrier requests full payment upfront through CargoPay.

The broker pays using a corporate card. The carrier receives confirmation of cleared funds within minutes.

Outcome: The shipment proceeds with zero financial uncertainty for the carrier.

Protect Your Cash Flow from Day One

Register your company, complete verification, and start receiving full payment before every shipment, regardless of who your customer is.