Simple, Transparent, Fair
CargoPay operates on one of the most straightforward pricing models in European fintech. No hidden fees, no subscription traps, no minimum transaction requirements.
β¬300
One-time registration fee
What's Included
- Full company verification process
- Access to the verified carrier/broker network
- Account creation and platform onboarding
- Stripe Connect account setup
- EU compliance checks (VAT, credentials)
- Permanent network membership
Paid once upon registration. Never repeated.
1%
Per completed transaction
What You Get Per Transaction
- Secure payment processing via Stripe
- Real-time fraud detection and monitoring
- Automated invoice generation
- Transaction audit trail
- Email delivery and payment confirmation
- Cross-border payment support
Applies only to completed, captured transactions.
No Hidden Fees. Ever
Stripe Processing Fees
The 1% platform fee covers CargoPay network services. Stripe processing fees are additional and charged directly by Stripe based on card type:
What You Are Paying For
The registration fee and transaction fee reflect the real cost of building and maintaining a secure, verified logistics payment network.
Verification
Company registration validation, operational credential checks, and insurance assessment for every network participant.
Fraud Prevention
Multi-layer detection infrastructure including behavioral analytics, velocity checks, and Stripe Radar integration.
Secure Processing
PCI-compliant payment processing via Stripe for all supported methods, cards, wallets, and BNPL services.
Platform Maintenance
Continuous security updates, regulatory compliance, and feature development to keep the platform current and effective.
Compare the True Cost of Alternatives
CargoPay's pricing must be evaluated against the real cost of the alternatives. This is not in isolation.
| Alternative | Typical Cost | Risk Level | vs CargoPay |
|---|---|---|---|
|
Delayed payment / Post-delivery invoicing
Standard 30β60 day terms with no payment security |
Thousands β¬
Per unpaid invoice |
Very High | |
|
Traditional freight factoring
Invoice factoring services common in the industry |
2β5%
Per invoice |
Medium | |
|
Manual payment reconciliation
Staff time spent on reconciliation, errors, and follow-ups |
Hours/week
Per month administrative cost |
Medium | |
|
CargoPay
One-time registration + per-transaction fee |
β¬300 + 1%
Total cost to operate |
Minimal | Best Value |
Invest in Payment Certainty
β¬300 once. 1% per transaction. No surprises, no delays, no risk.
Compare that against even one unpaid invoice and the value becomes self-evident.
Questions? Read the FAQ or review documentation requirements.