Simple. Transparent. Built for Freight.
CargoPay operates on one of the most straightforward pricing models in European freight fintech. No subscription traps. No minimum volume commitments. No hidden surcharges on cross-border lanes.
β¬300
One-time fleet verification fee
What's Included
- Full company verification and KYC process
- Access to the verified carrier/forwarder network
- Platform onboarding and lane configuration
- Stripe Connect account setup and activation
- EU compliance checks (VIES VAT, CMR credentials)
- Permanent network membership β no renewal fees
Paid once upon registration. Never repeated.
1%
Per captured freight transaction
What You Get Per Transaction
- Secure freight settlement via Stripe Connect
- Real-time fraud detection and behavioural analytics
- Automated B2B-compliant invoice generation
- Full transaction audit trail for every lane
- Email delivery and POD-linked payment confirmation
- Multi-currency cross-border lane support
Applies only to completed, captured freight settlements.
No Hidden Fees. Ever.
Stripe Card Processing Fees
The 1% platform fee covers CargoPay network services. Stripe card processing fees are additional and charged directly by Stripe based on the payer's card type:
What Your Fees Fund
The verification fee and per-transaction rate reflect the real cost of building and maintaining a secure, verified European freight settlement network.
Fleet Verification
Company registration validation, CMR credential checks, and insurance assessment for every network participant before lane access is granted.
Fraud Prevention
Multi-layer detection infrastructure including behavioural analytics, velocity checks, device fingerprinting, and Stripe Radar integration.
PCI-Compliant Settlement
PCI-DSS compliant freight settlement via Stripe for all payment instruments β corporate cards, digital wallets, and BNPL providers.
Platform Evolution
Continuous security hardening, EU regulatory compliance updates, and new workflow development to keep the platform at the forefront of freight fintech.
Compare the True Cost of Lane Settlement Alternatives
CargoPay's pricing must be evaluated against the real cost of the alternatives β including the cost of unpaid invoices.
| Alternative | Typical Cost | Receivables Risk | vs CargoPay |
|---|---|---|---|
|
Post-POD invoicing / Net 30β60 terms
Standard industry terms with zero payment security |
Thousands β¬
Per unpaid invoice |
Very High | |
|
Traditional freight factoring
Invoice discounting and factoring services |
2β5%
Per invoice factored |
Medium | |
|
Manual reconciliation & collections
Finance team hours on chase-ups, errors, and disputes |
Hours/week
Per month in admin overhead |
Medium | |
|
CargoPay
One-time verification + per-lane settlement fee |
β¬300 + 1%
Total cost to operate |
Minimal | Best Value |
Invest in Lane-Level Payment Certainty
β¬300 once. 1% per captured lane. No surprises. No receivables risk. No delayed settlements.
Compare that against even a single unpaid invoice and the ROI becomes self-evident.
Questions? Read the FAQ or review documentation requirements.