Freight Payment Options

Flexible Settlement Methods for European Freight Operations

EUR, GBP, CHF

Multi-currency lane settlement

100% Secure

Stripe Connect powered

24-48h

Fast freight settlement

Available Freight Settlement Methods

Choose the payment flow that aligns with your lane operations and carrier relationships

Full Capture

Immediate freight charge settlement upon load completion

How does it work?

  • Create a payment request for the full freight charge
  • Shipper receives a secure, branded payment link
  • Payment captured immediately upon shipper authorization
  • Funds settled to your carrier account within 24-48 hours
Advantages:
  • Fastest freight settlement cycle
  • Streamlined, single-step process
  • Ideal for established shipper-carrier lanes
  • Optimises cost-per-shipment on standard loads
Result: Freight revenue settled in 24-48 hours

Instant Capture

Freight charge captured the moment the shipper authorises

Request Sent Authorised Captured

Authorize & Capture

Reserve freight funds, capture after proof of delivery

Authorisation workflow:

  1. Create payment request for the full freight charge
  2. Shipper authorises payment β€” funds verified and held
  3. Transport executes across the planned lane
  4. You capture payment after delivery confirmation and POD submission
7-Day Window: Authorisation valid for 7 days. Capture anytime within this period to match your delivery cycle.
Benefits:
  • Freight funds guaranteed before dispatch
  • Manual capture control aligned with delivery milestones
  • Ideal for new lane partnerships and spot market loads

7-Day Authorisation Hold

Funds verified and reserved for up to 7 days

Request Authorised Held 7 Days Captured

Deposit & Balance

Split freight settlement: mobilisation deposit before dispatch, balance after delivery

Payment structure:

Mobilisation Deposit

Captured before dispatch

Flexible percentage
Freight Balance

Captured after delivery

Off-session capture
Ideal for:
  • High-value and oversized shipments
  • Long-haul and cross-border transport
  • New shipper-carrier relationships
  • Complex multimodal logistics operations
Flexibility: Set your own deposit percentage to match lane profitability and fuel advance requirements.

Split Freight Settlement

Deposit captured upfront, balance after proof of delivery

Deposit In Transit Balance

Real-Time Freight Payment Tracking

Monitor every freight charge from request to lane settlement

Freight Payment Status Lifecycle

DRAFT PENDING AUTHORISED PARTIALLY_CAPTURED CAPTURED

Draft

Freight payment request being prepared

Pending

Awaiting shipper payment authorisation

Authorised

Freight funds verified, awaiting capture

Partially Captured

Deposit captured, freight balance pending

Captured

Freight charge settled, invoice generated

Cancelled/Expired

Request cancelled or authorisation expired

Freight Payment Processing

Fast Settlement

Authorisation confirmed in 2-4 hours

Secure

Processed by Stripe Connect with PCI-DSS compliance

Transparent

Clear fee structure per lane and per shipment

Accepted Payment Methods

Corporate Credit & Debit Cards

  • Visa, Mastercard, American Express
  • 3D Secure authentication for maximum fraud protection
  • Full support for corporate and fleet fuel cards
  • Instant authorisation for time-critical loads
Instant processing

Digital Wallets

  • Apple Pay (iOS devices)
  • Google Pay (Android devices)
  • One-tap payment for rapid freight settlement
  • Biometric authentication for enhanced security
Fastest checkout

Multi-Currency Lane Settlement

Supported Currencies

Euro (EUR)

Primary currency for EU and Eurozone lanes

Pound Sterling (GBP)

For UK–EU cross-border freight operations

Swiss Franc (CHF)

For Swiss market and Alpine corridor freight

EU Freight Compliance Built-In

VIES VAT Validation

Automatic EU VAT number verification for all B2B freight transactions via real-time VIES integration.

Reverse-Charge Mechanism

Cross-border B2B freight transactions handled per EU Directive 2006/112/EC for seamless intra-community supply.

B2B Invoice Generation

EU-compliant freight invoices automatically generated from captured charges with full audit trail.

GDPR Compliance

Organisation-scoped data access with comprehensive audit trails for every freight payment transaction.

Freight Payment FAQs

Full Capture settles the freight charge immediately when the shipper authorises it β€” ideal for established lane partnerships and standard FTL/LTL shipments.

Authorise & Capture reserves freight funds for up to 7 days, giving you control to capture after proof of delivery β€” ideal for new lane relationships or when you want guaranteed funds before dispatch.

Deposit & Balance splits your freight charge into two settlements:

Mobilisation Deposit: A percentage you choose (e.g., 30-50%) is captured upfront before dispatch β€” covering fuel advance and driver mobilisation costs.

Freight Balance: The remaining amount is captured after delivery confirmation, without requiring the shipper to be present (off-session capture).

This method is ideal for high-value shipments, cross-border lanes, and provides working capital for transport operations.

Authorisations are valid for 7 days. Within this period, you can capture the full freight charge or a partial amount. After 7 days, the authorisation expires and funds are released back to the shipper.

CargoPay provides comprehensive freight payment tracking:

  • Failed payments are tracked with detailed error codes and decline reasons
  • Payment status updated in real-time on your carrier dashboard
  • Email notifications keep dispatch and finance teams informed
  • Full audit trail maintained for every freight transaction

Ready to Optimise Your Freight Settlement?

Join carriers and shippers using CargoPay for professional freight payment management across Europe

Register as Carrier Register as Shipper

Free registration β€” No setup costs β€” 24-48h freight settlement