Legal Agreement

Terms of Service

Official agreement governing the use of the CargoPay logistics payment platform. Please read these terms carefully before using our services.

1. Acceptance of Terms

By accessing or using the CargoPay platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. These terms apply to all users, including carriers, shippers, brokers, and other registered users of the platform.

These terms constitute a legally binding agreement between you and CargoPay. By using our services, you represent that you have the legal authority to enter into this agreement on behalf of yourself or the entity you represent.

2. Service Description

CargoPay provides a secure payment platform designed specifically for the logistics and freight industry. Our services include:

  • Secure payment processing for freight transactions
  • Multiple payment workflows including immediate, authorization, and deposit + balance options
  • Verified network of carriers and shippers
  • Automated invoicing and reconciliation services
  • Risk management and fraud prevention systems

3. User Registration & Verification

To use CargoPay services, you must complete the registration process and pass our verification procedures. All information provided during registration must be accurate, complete, and up-to-date.

Verification may include company registration documents, operational credentials, insurance verification, and other documentation as required by our compliance policies. Failure to provide accurate information may result in suspension or termination of your account.

4. Payment Services

CargoPay facilitates payments between parties in the logistics industry. We act as an intermediary to ensure secure and reliable transactions. Our payment services are subject to the following conditions:

  • All payments must comply with applicable laws and regulations
  • Users are responsible for ensuring sufficient funds are available
  • Payment processing times may vary based on method and location
  • Disputes must be reported within 30 days of transaction date

5. Fees & Charges

Use of CargoPay services may be subject to fees as described in our pricing schedule. All fees are clearly disclosed before transaction completion. Current fees include:

Service Fee Description
Registration Fee €300 One-time verification and setup fee
CargoPay Platform Fee 1% Per successful transaction
Stripe Processing Fees Variable Additional fees charged directly by Stripe: 1.5% + €0.25 (EEA consumer), 3.25% + €0.25 (international), +2% currency conversion

6. User Responsibilities

As a CargoPay user, you agree to:

  • Maintain the confidentiality of your account credentials
  • Report any unauthorized use of your account immediately
  • Use the platform only for legitimate business purposes
  • Comply with all applicable laws and regulations
  • Not interfere with the proper functioning of the platform

7. Intellectual Property

All content, features, and functionality on the CargoPay platform are the exclusive property of CargoPay and are protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our content without explicit written permission.

8. Disclaimer of Warranties

THE CARGOPAY PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, CARGOPAY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM.

10. Termination

CargoPay reserves the right to suspend or terminate your access to the platform at our sole discretion, without notice, for conduct that we believe violates these terms or is harmful to other users.

11. Changes to Terms

We may modify these terms at any time. We will notify users of significant changes via email or through platform notifications. Continued use of the platform after changes constitutes acceptance of the new terms.

12. Contact Information

For questions about these Terms of Service, please contact us at:

Email: info@tarlabs.es

Last Updated: April 2026