Turn Every Shipment into
Predictable Cash Flow
Europe's road freight market moves goods worth over β¬750 billion annually, yet nearly half of all B2B payments arrive late. CargoPay introduces structured payment requests that put you in control of how and when you get paid, before a single wheel turns.
Trusted Infrastructure
Logistics Payments Are Broken, and the Costs Are Measurable
Carriers and brokers across Europe operate in an environment where moving goods without secured payment is accepted as standard practice. Invoices are sent after delivery, and Days to Pay can stretch beyond 60 days with no compensation.
Criminal networks now use AI-generated credentials, forged documentation, and deepfake identities to impersonate legitimate carriers. Globally, 76% of cargo thefts involve trucks, and fake carrier fraud has become a pressing challenge across European freight exchanges.
60+
Days average payment delay47%
B2B payments arrive late76%
Cargo thefts involve trucksβ¬750B
EU road freight marketCargoPay Introduces Structure Where There Was None
Instead of sending invoices after the fact, you create payment requests tied to the shipment itself. Each request defines who pays, when they pay, and under what conditions payment is completed.
Who Pays
Define the payer explicitly: shipper, consignee, or broker. No ambiguity. No disputes about who is responsible.
When They Pay
Immediate, upon authorization, or staged deposits. You control the timeline, not your debtor.
Under What Conditions
Payment conditions are documented, verifiable, and enforceable. You operate on defined terms, not faith.
From Payment Request to Shipment Execution
A controlled, verifiable workflow that removes risk from every transaction.
Register & Verify
Your company undergoes full verification including registration documents, operational credentials, and insurance. Only legitimate businesses enter the network.
Create a Payment Request
Link the request to a specific shipment. Specify shipper, consignee, origin, destination, amount, and selected workflow.
Send Securely by Email
The request is delivered by email only, which is a verifiable, professional channel that creates a documented record of communication.
Customer Pays
Cards, digital wallets, or Buy Now Pay Later options. Flexibility for your customer means faster payment for you.
Shipment Proceeds
Only after payment conditions are satisfied does the shipment begin. Financial risk is eliminated before you commit a single asset to the road.
Secure payment β then ship
Choose the Right Workflow for Every Shipment
Not every shipment carries the same risk. CargoPay offers three structured workflows designed to match real operational scenarios.
Immediate Payment
Highest security level
Full payment settled before the shipment starts. Zero financial uncertainty.
- New or unknown customers
- High-value freight
- High-risk market routes
Authorization Payment
Security with flexibility
Funds held at authorization, charged only upon delivery confirmation.
- Established relationships
- Moderate-value shipments
- Balanced risk approach
Deposit & Balance
Staged payment control
Deposit upfront to fund operations; balance paid upon delivery milestone.
- Long-distance hauls
- Complex multi-leg routes
- Working capital needs
The Numbers Behind CargoPay
Real impact across the European freight market.
β¬1%
Per transaction, all in, no hidden costs
27
EU member states supported
0
Hidden fees, subscriptions, or minimums
24h
Faster settlement vs. traditional invoicing
Receive Payments from Anywhere in the World
CargoPay enables you to receive payments from companies anywhere in the world. As long as your customer has access to accepted payment methods including cards or digital wallets, they can complete a payment request regardless of their location.
This removes geographic limitations and enables true cross-border operations without navigating multiple national banking systems.
- Credit & debit cards (Visa, Mastercard, Amex)
- Digital wallets
- Buy Now Pay Later (Klarna and others)
- No geographic restrictions
Start Operating with Control Instead of Uncertainty
Register your company and access a verified logistics payment network. One registration. One fee. Unlimited payment certainty.
I am a Carrier
Stop financing your customers' cash flow. Get paid before the shipment begins and eliminate the 30β60 day payment wait.
- Guaranteed payment before loading
- Access verified EU broker network
- Expand to new routes safely
I am a Broker
Stand out from the competition by offering structured payments. Secure capacity faster from carriers who can trust your payment reliability.
- Access verified EU carrier network
- Signal payment reliability
- Reduce fraud risk exposure
Simple, transparent pricing:
Built on Verification, Secured by Structure
Security in CargoPay is not a feature. It is the foundation of the entire platform.
Company Verification
Every participant is verified before network access including registration docs, credentials, and insurance.
Email-Only Requests
Payment requests sent by secure email only, which is a verifiable, fraud-resistant communication channel.
Stripe Infrastructure
All payments handled through certified, PCI-compliant Stripe infrastructure. Your data never stored on CargoPay servers.
Transaction Monitoring
Behavioral analytics and velocity checks detect unusual patterns before they become fraud.