Europe's Freight Operating Layer

Everything a load needs.
One network.

Find the load. Agree the price. Move it. Document it. Get paid.

CargoPay is a closed network of verified European shippers and carriers, where a load runs from first contact to final payment without leaving the platform. One record underneath all of it, so the same shipment is never typed twice.

Every member verified
GDPR compliant
27 EU countries
How a CargoPay shipment connects to the boards, documents, dock slots and payment
Spain's DeCA becomes mandatory on 5 October 2026. See what it requires and how to be ready

One record, from first contact to final payment

Six stages, one shipment record underneath all of them. Entered once. Nothing retyped.

Find

Freight and truck boards

Agree

Quotations and bids

Move

The shipment record

Document

eCMR, DeCA and eFTI

Get paid

Settlement on agreed terms

Dock

A named slot, not a queue

Take the whole chain, or start anywhere on it

Each part works on its own. Together they stop the retyping.

Shipment management

The record everything else derives from. It comes from the boards or an awarded quotation, and the documents, the dock slot and the payment are all generated from it.

How it connects

Transport documents

eCMR for international movements, DeCA and eFTI for Spain. Built from shipment data you already hold, so compliance costs no extra work and cannot contradict the order.

Explore documents

DockPass

Your loading bays as a bookable calendar. Carriers book their own slot against the shipment, with no account, and the yard runs the day from one board.

Explore DockPass

Payments

Stop financing your customers. Authorisation windows and deposit-and-balance workflows put settlement terms in writing before the wheels turn.

Explore payments

All of it between companies that passed the same verification before they reached the network.

Trusted infrastructure

Stripe
SEPA
Klarna
Visa
Mastercard
GDPR
The industry problem

A load lives in eight systems and belongs to none of them

A board to find the truck. Email and messaging to agree the rate. A spreadsheet for the shipment. Paper for the CMR. A phone call for the dock. Accounting for the invoice, and a factor when it comes back late. Each one retypes the same load, and none of them can prove what the other agreed.

That fragmentation is what the rest of it feeds on. Payment terms stretch past 60 days because nobody can show what was promised. Criminal networks impersonate legitimate carriers because a board only knows an email address. Globally, 76% of cargo thefts involve trucks.

60+

days average payment delay

47%

of B2B payments arrive late

76%

of cargo thefts involve trucks

€750B

EU road freight market value
Timeline showing payment delay risk and fraud factors from 0 to 90+ days
How it works

Follow one load through the platform

Every step writes to the same record, which is why no step starts by retyping the last one.

1

Post or find

A shipper posts freight, or a carrier publishes a truck. Everyone looking is a company that already cleared verification.

2

Bid and award

Carriers bid, the shipper awards one. The award is the shipment, so the agreed rate and terms are on the record from that moment.

3

The shipment exists

Parties, route, cargo, equipment and dates, entered once. Everything after this reads from it rather than asking again.

4

Documents generate

The eCMR and the DeCA or eFTI document are built from the shipment. No second data entry, and nothing to reconcile at the roadside.

5

The dock is booked

The slot is reserved against the shipment, so the driver arrives to a named time on a named bay instead of joining a queue.

6

Payment settles

On the terms fixed before dispatch. Because the platform can see the load actually moved, settlement is tied to evidence rather than to somebody's word.

Why it holds together

Three things that only work because the others exist

This is the part a board with a payment button bolted on cannot reproduce.

Compliance is free

Because the document is a byproduct of execution. On its own, an eCMR product is one more system to keep in sync with the order.

Settlement is certain

Because the platform knows the load moved, from the status, the dock arrival and the signed CMR. A payment tool with no operational record has to take your word for it.

Reputation means something

Because it is anchored to a verified identity and computed from what actually happened, not from stars a stranger clicked.

CargoPay by the numbers

Real impact across the European freight market.

1%

per transaction, all-in, no hidden fees

27

EU member states supported

0

hidden fees, subscriptions, or minimums

24h

faster settlement than traditional invoicing

Stop running one load through eight systems

Register your company and join a network where every counterparty has already been verified. One registration, one fee, the whole chain.

I'm a carrier

Know who is paying and on what terms before you turn a wheel, and arrive to a booked slot instead of a queue.

  • Settlement agreed before loading
  • Access to verified EU shippers
  • Documents on the phone, not on paper
Register as a carrier

I'm a shipper

Award a load to a carrier you never have to vet again, and get the transport document the moment the load exists.

  • Access to verified EU carriers
  • Compliant documents by default
  • Reduce your fraud exposure
Register as a shipper

Simple, transparent pricing:

€300 one‑time registration 1% per transaction No monthly fees

View full pricing details

The closed network

Nobody signs up. Companies are admitted

Verification is not a badge worn by some members. It is the condition of being here at all.

Documents reviewed

Registration documents, credentials and insurance are read by a person before a company is approved.

VAT and address checked

VAT numbers are confirmed against the EU registry, and the trading address is scored against what the company claims.

Stripe verification

Every company completes Stripe's business verification. Payment data never touches CargoPay servers.

Conduct on the record

What a company does here builds a reputation that follows it, because it is tied to an identity that was proven.